Unlock Your Financial Potential With Nivesh Path

Aiming for early retirement, a dream home, international vacations or a comfortable future? Get a personalised financial plan and transform your finances.

Achieve more than just creating a goal!

Backed by Expert Advise

Achieve goals with recommended SIP amount & portfolio course corrections backed by industry experts

Personalised Financial Plan

Share your goals with us, and we'll create a tailored, actionable plan to guide you towards success.

Visualise your Financial Health

From income, liabilities to investments, get an comprehensive overview of your financials.

Accumulate Wealth Faster

Begin creating your plan now to ensure long-term security and peace of mind.

Build wealth by investing long-term.

We provide robust, evidence-backed investment portfolios with stable long-term returns that are least affected by market ups and downs.

Start Investing

We have solutions for every life stage

Save on Taxes and Exit Load

Invest in funds to save on taxes when you invest and when you withdraw

Save for emergencies

An emergency fund ensures you have a safe, planned alternative for life's surprises.

Get your first crore

We offer best fund recommendation to give stable inflation-beating returns

We make it really simple for you, and we’re with you every step of the way. Simply choose your goal to get started.

Achieve lifestyle goals

Plan for every life event - Your dream home, children education, wedding and much more

This is how we work!

Transparent Processes, Personalised Strategies, and Proven Effectiveness - Your Path to Financial Success Starts Here.

Understanding your Requirements

Understand your financial goals, risk appetite, taxation and current asset allocation

Bringing your existing and future investments in sync with your requirements

Periodic review of your investments to ensure alignment of your financial goals

Prepare a Road Map

Regular Review

Analysing Portfolio

Conduct and in-depth review of your existing portfolio

End to End Execution

Complete execution for minimal effort from your end

Frequently asked questions

What is financial planning?

Financial planning is a process that helps you manage your finances better. It covers everything from planning your income and expenses to building a corpus for your retirement.

How is financial planning different from investment planning?

Investment planning is only a small part of financial planning. A solid financial plan includes insurance planning, investment planning, loan planning, will & estate planning, retirement planning and tax planning. It helps you achieve more than just returns on investment — it gives you peace of mind.

Why do you need to consider inflation-beating returns?

That's because of inflation & purchasing power of money. The increase in cost of commodities is directly correlated to inflation rates. A product costing ₹ 100 today will not cost the same in the next 10 years.

How do i invest with Nivesh Path?

We have digital partnership with NJ India Invest Pvt Ltd. All the investments will happen through their online portal and application (NJ E-Wealth)

What is Estate Planning and do i need it?

Estate planning involves arranging for the transfer of your assets after death, minimizing taxes, and ensuring your wishes are carried out. This includes creating a will, setting up trusts, and naming beneficiaries. It’s essential for anyone who wants to protect their loved ones and control how their assets are distributed.

What is the difference between Debt and Equity?

There are multiple types of Mutual Funds, two most popular among these are equity funds and debt funds. The difference between them comes from where the money is invested. While equity funds invest predominantly in equity share and related securities, debt funds invest in fixed income securities. Both debt and equity differ in characteristics, these characteristics determine how the respective schemes would behave.

What is asset allocation, and why is it important?

Asset allocation is the strategy of dividing your investments among different asset categories, such as stocks, bonds, and cash, based on your risk tolerance, financial goals, and investment horizon. It helps diversify risk and can improve the likelihood of achieving your financial goals.

What is an emergency fund, and why do I need one?

An emergency fund is a savings buffer designed to cover unexpected expenses, such as medical bills, home repairs, or job loss. Having an emergency fund ensures that you don’t have to rely on debt or disrupt your long-term investments during emergencies. A good rule of thumb is to save 3-6 months' worth of living expenses.

How often should I review my financial plan?

It’s a good practice to review your financial plan at least once a year or whenever there’s a significant life change, such as getting married, having a child, changing jobs, or nearing retirement. Regular reviews help ensure your plan stays aligned with your goals and market conditions.

How much should I save for retirement?

The amount you need to save for retirement depends on factors like your desired lifestyle, inflation, life expectancy, and income needs. A general rule is to save at least 15% of your income annually, but the exact figure varies for everyone. A financial planner can help tailor a retirement savings plan to your needs.